Buying a business

Looking to buy or sell your business? We're able to support you all the way.

What set us us apart

Seren
100+

businesses in Wales have secured succession finance with us.

  • Experts in succession with a strong track record
  • Dedicated, local team
  • Loans and equity available up to £5 million
  • Established network of co-investors and advisers
  • Succession fund to back business owners and management teams

How we can help

A management buyout or MBO is when an existing management team or workforce purchases a business from its owners.

It can offer the vendor a quicker completion, give MBO teams the opportunity to capitalise on their knowledge of the business and is usually the least disruptive type of succession.

  • We have years of experience structuring finance for MBOs
  • We understand the 'art of the possible' when it comes to funding options
  • Flexible loans and equity to fit your needs

If an external management team buys into a target company it known as a management buy-in or MBI.

It is often an alternative a route for experienced managers or management teams to become a majority stakeholder of a business.

  • We understand no deal is the same and tailor our finance to fit it
  • We have a wealth of experience helping new managing directors buy into a business
  • We can support deferred consideration transactions

 

A buy-In management buyout or BIMBO is when the existing management team purchases the business alongside outside investors, who eventually join them as owners and often sit on the new management team.

This type of transaction is ideal for companies that have strong operational management, but lack leadership with the exit of the selling owner

  • We have experience of structuring finance where there is a mix of internal and external managers
  • We can talk confidentially to companies and management teams about their options 

Vendor-initiated (sometimes vendor-induced) management buyout also known as a VIMBO, it means a business owner wants to sell their company to the current management team. 

It can carry the benefit for the company owner initiating the deal on his or her terms and getting a quicker realise of cash. 

  • We have experience of structuring VIMBO transactions over £1 million
  • We can help management teams understand their funding options

 

An acquisition is the purchase of one business or company by another company or other business entity. It can be a vehicle to allow enterprises to grow, shrink, and change the nature of their business or competitive position.

  • We have supported a range of small and large scale acquisitions 
  • We can provide flexible loans and equity to support transaction

A management buyout or MBO is when an existing management team or workforce purchases a business from its owners.

It can offer the vendor a quicker completion, give MBO teams the opportunity to capitalise on their knowledge of the business and is usually the least disruptive type of succession.

  • We have years of experience structuring finance for MBOs
  • We understand the 'art of the possible' when it comes to funding options
  • Flexible loans and equity to fit your needs

If an external management team buys into a target company it known as a management buy-in or MBI.

It is often an alternative a route for experienced managers or management teams to become a majority stakeholder of a business.

  • We understand no deal is the same and tailor our finance to fit it
  • We have a wealth of experience helping new managing directors buy into a business
  • We can support deferred consideration transactions

 

A buy-In management buyout or BIMBO is when the existing management team purchases the business alongside outside investors, who eventually join them as owners and often sit on the new management team.

This type of transaction is ideal for companies that have strong operational management, but lack leadership with the exit of the selling owner

  • We have experience of structuring finance where there is a mix of internal and external managers
  • We can talk confidentially to companies and management teams about their options 

Vendor-initiated (sometimes vendor-induced) management buyout also known as a VIMBO, it means a business owner wants to sell their company to the current management team. 

It can carry the benefit for the company owner initiating the deal on his or her terms and getting a quicker realise of cash. 

  • We have experience of structuring VIMBO transactions over £1 million
  • We can help management teams understand their funding options

 

An acquisition is the purchase of one business or company by another company or other business entity. It can be a vehicle to allow enterprises to grow, shrink, and change the nature of their business or competitive position.

  • We have supported a range of small and large scale acquisitions 
  • We can provide flexible loans and equity to support transaction

Looking to buy a company?

Whether your business owner looking to acquire a competitor or an entrepreneur looking to buy their next business we can provide loans and equity up to £5 million.

Ready to sell?

If you're looking to sell have you considered your management team? We can support both management buy-outs and vendor initiated management buyouts with loans and equity up to £5 million.

Want to know more?

If you are interested in applying for finance and want to know more contact us and we can put you in touch with one of our experts. See also our FAQs on buying a business. 

Ready to apply?

We'll need to see:

  • A structured business plan explaining how you’ll run the business and repay finance
  • Historic accounts (up to two years if available)
  • Monthly Integrated Forecast (two years inc. profit and loss, cash flow and balance sheet)
  • Up-to-date management information
  • Previous six months bank statements (personal if start-up)
  • Statement of assets and liability

When writing your plan you might want to consider involving a specialist accountant or corporate finance adviser.

Interest is fixed for loan terms and is based on each businesses individual circumstances.

Empowering management teams

Management teams often have the misconception they can't afford to buy out a business owner when the opportunity arises. However we can support both management buyouts and buy-ins with loans and equity up to £5 million to cover the vast majority of the finance so only a small investment is required.

Want to know more?

If you are interested in applying for finance and want to know more contact us and we can put you in touch with one of our experts. See also our FAQs on buying a business. 

Ready to apply?

We'll need to see:

  • A structured business plan explaining how you’ll run the business and repay finance
  • Historic accounts (up to two years if available)
  • Monthly Integrated Forecast (two years inc. profit and loss, cash flow and balance sheet)
  • Up-to-date management information
  • Previous six months bank statements (personal if start-up)
  • Statement of assets and liability

When writing your plan you might want to consider involving a specialist accountant or corporate finance adviser.

Interest is fixed for loan terms and is based on each businesses individual circumstances.