Meet Ruby: Making it happen at the Development Bank of Wales

Senior Investment Executive
ruby harcombe

Ruby Harcombe is an investment executive. She joined the Development Bank of Wales in 2016 and now leads on a portfolio of acquisitions, management buy-outs and management buy-ins.

With a BSc in Business Management from Swansea University, I have always wanted to pursue a career in finance.

Having graduated in 2011, I joined RBS and quickly progressed to become assistant director for South Wales and the South West. It was a great introduction to the world of banking and confirmed my passion for my chosen career path.

In 2016, I was given the opportunity to join the new investments team at the development bank. Two years on and I haven’t looked back. From acquisitions to management buy-outs and management buy-ins, I have been lucky enough to work on some great deals that have made a real difference to local economies across South Wales.

What’s really important to me is our flexibility. We don’t prejudge what a business needs and can tailor bespoke packages that fit exact requirements. We help Welsh businesses to start-up, strengthen and grow with a range of loans and equity investments from £1,000 to £5 million. Our priority is to invest funds where we can have most impact; sustainability is key.

In any one day, I can be helping an entrepreneur to get off the ground with a new business venture or find myself structuring finance for an MBO.  The variety, the autonomy and the flexibility are so empowering but, for me, it is all about people.

I work with some great colleagues and together we share a commitment to ensuring that we help deliver a better economy for the people of Wales.

Find out about current career opportunities with the Development Bank