See below a brief summary of our process depending on the type of finance you need.
Our process
Step 1
Complete our eligibility tool in just a few minutes.
Step 2
Apply online. We'll then contact you within two working days to discuss next steps.
Step 3
Once we have everything we need, your application is reviewed and a decision made.
Step 4
If successful and all documents are in place, funds can be transferred within one working day.
Our timescales
Our response time for your application will depend on the type and size of finance you require.
| Type | Decision time we aim for |
|---|---|
| Fast track loan up to £10,000 | Decision within two working days of receiving all the information we require |
| Loans up to £50,000 | Decision within seven working days of receiving all the information we require |
| Loans over £50,000 | Decision within 20 working days of receiving all the information we require |
| Larger, more complex equity deals | Decision within 40 working days of receiving all the information we require |
Due diligence
We price our deals based on the associated risk.This means we conduct a thorough assessment of all investment applications. We consider the market you operate in as well as your management team. For larger, more complex investments deals we may liaise with external due diligence providers.
Approval
Once due diligence has been successfully completed and passed, we'll consider the investment for approval. We use a streamlined approval process which is tailored to the size of the investment. Any investment decision is made in a timely manner by local in-house decision makers with delegated authority.
Legal completion
We'll arrange all the necessary legal documentation and make the funds available.
After investing
One of our dedicated portfolio team members will work with you to support your growth plans.