Property development loans

Short-term residential, mixed use, and commercial property loans from £150,000 - £4 million.

What sets us apart

Builder
£80m

of funds to support projects in Wales.

  • Finance for up to 100% of building costs
  • Quick decision making from a dedicated Property team
  • Interest allowed to roll-up throughout the loan term
  • Ability to help unlock stalled sites (e.g. fund large infrastructure costs or removal of contaminants)
  • A single point of contact to help you navigate the entire process

How we can help

We want to help small to medium-sized developers continue to make a big impact in Wales, so we’re offering a number of tailored loans for all kinds of residential property developments.

Applications for speculative developments without any pre-sales interest are welcome.

Mixed use property is on the rise across Wales. And not just in larger towns and cities. If you’re looking to move forward with plans to build a combined commercial and residential property, start by talking to us.

We offer a range of finance options and loans to help get you started. Whether you’ve already got firm plans in place or you’re just at the very start of the process, we can offer a solution that caters to all needs – for speculative and non-speculative developments.

We can provide a range of tailored loans for commercial property developers looking to make an impact in Wales.

As long as you’ve already got some pre-sales or pre-lettings interest, we can help. We can’t help with speculative developments though, unfortunately.

We want to help small to medium-sized developers continue to make a big impact in Wales, so we’re offering a number of tailored loans for all kinds of residential property developments.

Applications for speculative developments without any pre-sales interest are welcome.

Mixed use property is on the rise across Wales. And not just in larger towns and cities. If you’re looking to move forward with plans to build a combined commercial and residential property, start by talking to us.

We offer a range of finance options and loans to help get you started. Whether you’ve already got firm plans in place or you’re just at the very start of the process, we can offer a solution that caters to all needs – for speculative and non-speculative developments.

We can provide a range of tailored loans for commercial property developers looking to make an impact in Wales.

As long as you’ve already got some pre-sales or pre-lettings interest, we can help. We can’t help with speculative developments though, unfortunately.

Our services

Through the Wales Property Fund we can provide loans for residential and mixed-use developments in Wales.

  • Loans up to 65% of Gross Development Value (GDV) (including up to 100% of build costs).
  • Loan sizes from £150,000 to £4 million.
  • Loan terms of up to 2 years.

Investment criteria

We are only able to support projects based in Wales.

Before we can help you, you’ll need to provide us with the following:

  • Address of the property you plan to develop.
  • Summary of your development plans & projected costs.
  • Breakdown of the expected Gross Development Value (i.e. the end values once completed).
  • Summary of previous development experience for the key individuals involved.

Want to know more?

If you are interested in applying for finance and want to know more contact us and we can put in touch with one of our property experts. See also our FAQs on property loans.

Our services

Through the Stalled Sites Fund we can provide loans for residential developments in Wales that are unable to be progressed with traditional development funding.

  • Loans up to 90% of Gross Development Value (GDV) (including up to 100% of build costs).
  • Loan sizes from £150,000 to £4 million.
  • Loan terms of up to 4 years.

Investment criteria

We are only able to support projects based in Wales.

Before we can help you, you’ll need to provide us with the following:

  • Address of the property you plan to develop.
  • Summary of your development plans & projected costs.
  • Breakdown of the expected Gross Development Value (i.e. the end values once completed).
  • Summary of previous development experience for the key individuals involved.
  • Clear explanation of the issues that have caused the site to stall / the reason why it cannot be progressed with traditional development funding.

Want to know more?

If you are interested in applying for finance and want to know more contact us and we can put in touch with one of our property experts. See also our FAQs on property loans.