Senior Investment Executive

Job purpose

The senior investment executive is responsible for sourcing and appraising loan applications for investments into the Development Banks funds up to £50,000. Investments will be made under commercial terms and in accordance with the investment criteria set by the Development Bank.

In addition to this the Senior Investment Executive will:

• Undertake Line management for 1-3 Investment Executives/Assistant Investment Executives across the Micro team
• Support sanctioning of Investments and Micro Drawdowns, when required.
• Assist Fund Manager with administrative tasks in relation to Social Enterprise partners

Main Duties and Responsibilities:

• Source and appraise investment proposals.  Typically, investments will be unsecured so an ability to understand underlying cashflow assumptions and to properly assess these is paramount.
• Deliver against investment and yield targets
• Conduct thorough and robust management, financial and commercial due diligence when considering investment opportunities and assess the risks attendant to each investment
• Line Manage and motivate 1-3 team members, provide investment training/guidance and coaching where required.
• Prepare investment reports for credit sanction.
• Contribute to the operation of the Development Bank as a professional fund management company and provider of risk capital to start-up and existing businesses, in accordance with the terms of approval from Public Sector bodies and European Regional Development Funds (ERDF)
• Substitute for the micro loan fund manager/Deputy Fund Manager at internal meetings, external networking and business events and sanctioning of investments as appropriate.
• Maintain and develop technical and industry specific knowledge to ensure best practice and compliance in investment activity
• Disseminate examples of best practice for applying to the fund to key business introducers and ensure that the application process is continually refined and improved to provide the best possible client service
• Develop and maintain links and networks with key business introducers and intermediaries to source suitable investment opportunities
• Participate and represent the Development Bank, where appropriate, at meetings, seminars, events and joint group activities
• Operate under delegated authority limits and Investment Operational Guidelines.
• Contribute to marketing/promoting the Development Bank.
• Any other task as may be defined by the fund manager to meet the operational needs of the department

Knowledge, Skills, Abilities and Experience

Essential

• Substantial experience in investing or lending to SMEs
• Previous experience of credit report preparation
• Understanding of risk assessment and investment processes and procedures
• Strong communication, influencing and interpersonal skills
• Able to work independently and as part of a team
• Confident in own decision making skills
• Ability to prioritise and organise work under pressure
• Attention to detail
• Experience of analysing financial information
• Established network of introducers with Welsh SME space.

Desirable

• Knowledge and understanding of the role of the public sector in SME finance.
• Understanding of the regional business environment.
• Welsh speaker (for roles based in Wales)
• Driving license
• IT literate to include the use of Microsoft Word, Excel, PowerPoint, Dynamics and Sharepoint.

Apply

To apply for this role, please visit our recruitment page 

Closing date: August 30