Large business loans in Wales

We provide larger loans from £50,000 to £5 million for businesses based in Wales or planning to move here.

What sets us apart

hilltop honey
£50k+

Repayment terms between one to ten years

  • Loans from £50,000 to £5 million available
  • Flexible and bespoke finance to suit your needs
  • A strong network of other funders and business advisers
  • Dedicated, local account managers
  • Simple application process and quick decision-making

Business loans in Wales

Whether you need finance to improve working capital, accelerate growth, or buy a business, our loans can be tailored to fit your requirements.

With our local account managers providing face-to-face contact and ongoing support, we ensure we understand your business' specific needs and help you to achieve your potential.

We can combine loans and equity finance, and work alongside other finance providers (banks, crowd funders, grants, investors and other lenders) to provide a bespoke funding package for your business. 

If you're looking for a smaller amount of capital, we also provide small business loans (micro loans) from £1,000 to £50,000. 

How we can help

We can help your business cover the essential purchases needed to meet growing demand, including:

  • New equipment
  • Specialist machinery 
  • Stock purchasing
  • Hiring personnel

Our loans can boost the cash available to your business, enabling you to:

  • Take advantage of new opportunities
  • Fulfil a large contract
  • Manage seasonal business fluctuations 
  • Invest in growing your business

Are you looking to buy or sell a business? Our loans can facilitate:

  • Acquisition
  • Management buyouts 
  • Management buy-ins
  • Buy-in management buyouts
  • Vendor-initiated management buyouts

Is your business ready to expand or diversify? With the help of a loan you could:

  • Purchase new premises
  • Invest in marketing and sales
  • Expand your product range
  • Move into new markets

We can help your business cover the essential purchases needed to meet growing demand, including:

  • New equipment
  • Specialist machinery 
  • Stock purchasing
  • Hiring personnel

Our loans can boost the cash available to your business, enabling you to:

  • Take advantage of new opportunities
  • Fulfil a large contract
  • Manage seasonal business fluctuations 
  • Invest in growing your business

Are you looking to buy or sell a business? Our loans can facilitate:

  • Acquisition
  • Management buyouts 
  • Management buy-ins
  • Buy-in management buyouts
  • Vendor-initiated management buyouts

Is your business ready to expand or diversify? With the help of a loan you could:

  • Purchase new premises
  • Invest in marketing and sales
  • Expand your product range
  • Move into new markets

Fixed interest rates

Our interest rates are based on your business' individual circumstances, and are fixed for the life of your loan with us. Every year we commission an independent expert to review our fees and interest rate policy and practice to ensure they remain in line with the market and are applied fairly and consistently.

Working with Welsh Government, we can reduce the interest rate on our loans by up to 2% for businesses either based in a Welsh enterprise zone or willing to relocate to one.

See our interest rates page for more information.